When you call John Smith12 – Smith Lending Team, you can expect friendly, professional advice and clear explanations of all of our available mortgage products, including our ARMs. We will walk you through the advantages and risks associated with each loan option and provide the guidance you need to help you make the right decision.

When you work with Smith Lending Team, you’ll benefit from our flexible appointments, ongoing availability, and commitment to customer service and satisfaction. You will work with a dedicated professional who will thoroughly evaluate your financial circumstances to help you qualify for a  loan that works within your budget. Our goal is to get you the most favorable rate available, all the while working to answer your questions and make the application process as smooth and simple as can be.

Although John Smith12 is located in Arizona, we do business throughout the entire state of CA! Contact us today to help you make a smart financial decision!